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These Two Simple Tricks Can Help You Manage Your Money
Look at Yesterday and Look at Tomorrow
I know I’m breaking clickbait 101 by giving you the answer in the subtitle, but I really want you to get this, so stick with me here.
This isn’t about budgeting, at least not in the traditional sense. I’ve tried budgeting in the past. Many times. It doesn’t work for me. $47.50 for groceries this week? But what if I want two cartons of ice cream?
Nah, budgeting doesn’t work for me.
But we’re not talking about budgeting here; we’re talking about planning.
We’re talking about managing your money, not just counting it. In my case, and the examples below, I was looking at retirement. But you can adopt the same principals for any planning scenario, buying a house, moving somewhere, downsizing, whatever.
For that, you need to see where you’ve been and where you’re going. Or at least where you want to go. Just like any other roadmap. Or GPS for those born in the last couple of centuries. To plot a course, you have to know where you’re going.
The GPS analogy works great here because they will plot alternate courses for you. Or change your course if you add in a stop along the way.
That’s how life works. It takes different roads. Often, roads we…
